Budget Better, Live Greater
How to Invest in Index Funds without Risk: Investing might feel like a new adventure, particularly if you’re afraid about losing money. Index funds have been a popular option in India, where millions of people prioritise financial security due to their ease of use, cost, and relative steadiness. With over 70 million SIP accounts and … Read more
Refinancing Hacks for Low CIBIL Scores: When your CIBIL score is poor, getting a loan in India might seem like an uphill task. With an estimated 100 million retail borrowers by 2025 (according to RBI forecasts) and an increasing dependence on credit for crises, houses, and vehicles, a CIBIL score below 650 sometimes translates into … Read more
Smart Money Hacks for Indian Government Employees: Government positions in India are connected with stability, with benefits such as pensions, allowances, and work security. According to Ministry of Personnel projections, there would be more than 50 lakh central and state government workers by 2025, making up a sizeable portion of the workforce. Nevertheless, many people … Read more
Smart Budgeting for Women: Women in India are breaking down boundaries in many fields, including homemaking, entrepreneurship, and the workplace. However, many people continue to feel uneasy or marginalised when it comes to money management. Smart budgeting is an essential ability to have as, as of 2025, there will be over 400 million middle-class Indian … Read more
How to Use Section 80C for Tax Planning: If you’re new to handling your finances in India, tax planning may seem complicated. Due to growing expenses, people on salaries, small company owners, and even independent contractors are often searching for lawful ways to lower their tax obligations. Section 80C of the Income Tax Act, 1961, … Read more
SIP in Mutual Funds: If you’ve never managed money outside of a savings account, investing may seem like a difficult endeavour. Systematic Investment Plans (SIPs) in mutual funds have revolutionised investing for novices in India, where financial discipline is firmly ingrained but investment understanding is still in its infancy. SIPs are transforming the way Indians … Read more
CRED for Credit Card Debt Management: In India, where the ease of using plastic money frequently results in overspending, credit card debt is becoming a bigger problem. Dues management has become a crucial skill as household debt increased from ₹9,017 in 2015 to ₹16,239 in 2019 (according to industry estimates) and credit card usage increased … Read more
How to Use PhonePay Smart Savings for Daily Goals: In India, saving money isn’t always simple. It can be challenging to maintain financial objectives in the face of growing expenses, holiday spending, and the allure of internet shopping. Every rupee counts, whether your goal is to establish a tiny emergency fund, purchase a new phone, … Read more
30-Days Rule in Budgeting: In India, handling finances may be like walking a tightrope. It’s no wonder that many of us find it difficult to stay within our budgets given the rise in inflation, the ubiquity of internet shopping, and the cultural appeal of occasions like weddings and Diwali. However, what if there was an … Read more
Capital Gains Tax in India: Investing in India, whether in gold, equities, or real estate, may be a lucrative experience, but there is a significant financial consequence: capital gains tax. Understanding capital gains tax in India is crucial as the country’s economy expands and more people invest in wealth-building opportunities like the Sensex, which is … Read more