Budget Better, Live Greater
Loan Repayment Made Easy: Loans are a lifeline for millions of Indians, whether it’s a housing loan to purchase a property in Mumbai, a personal loan to attend a wedding in Delhi, or a vehicle loan to get through Bangalore traffic. According to RBI forecasts, there would be over 100 million retail borrowers in India … Read more
Refinancing Hacks for Low CIBIL Scores: When your CIBIL score is poor, getting a loan in India might seem like an uphill task. With an estimated 100 million retail borrowers by 2025 (according to RBI forecasts) and an increasing dependence on credit for crises, houses, and vehicles, a CIBIL score below 650 sometimes translates into … Read more
CRED for Credit Card Debt Management: In India, where the ease of using plastic money frequently results in overspending, credit card debt is becoming a bigger problem. Dues management has become a crucial skill as household debt increased from ₹9,017 in 2015 to ₹16,239 in 2019 (according to industry estimates) and credit card usage increased … Read more
How to Reduce Credit Card Debt in India Fast: Credit cards have become a two-edged sword for millions of Indians. With cheap credit available from institutions such as HDFC, SBI, and ICICI, spending and going into debt have never been easier. In 2024, India’s credit card debt reached ₹2.5 lakh crore (RBI statistics), with many … Read more
Best Side Hustles to Pay off Debt Faster: Financial independence may be more quickly regained with the correct tactics, even if debt can feel daunting. Starting a side business is one of the finest strategies to speed up debt repayment. There are several ways to supplement your income in India without leaving your full-time employment. … Read more
How to Manage Debt While Winning in the Stock Market: Stock market investing is a tried-and-true method of accumulating money, but it can be difficult to balance both if you already have debt. In order to maximise investment possibilities and maintain financial stability, managing debt while investing calls for a calculated strategy. You may use … Read more
Easy ways to Repay Your Education Loan in Union Bank of India: Financial aid is frequently needed to pursue higher education, and Union Bank of India provides education loans to help students realise their academic goals. However, if not properly planned, repaying a college loan might feel daunting. This guide will provide a stress-free and … Read more
Debt Management Plan: Although debt can be crippling, you can lessen your financial load, pay back your debts in a calculated manner, and become financially independent with the correct debt management plan. This article will assist you in taking charge of your money, regardless of whether you are struggling with credit card debt, personal loans, … Read more
How to avoid debt management scams: In India, where many people who are struggling financially become victims of fraudulent schemes, debt management scams are becoming a bigger problem. Scammers can cause more harm than good despite their promises of immediate financial relief. You may avoid suffering a large financial loss by being aware of how … Read more
How to Calculate Your Debt-to-Income (DTI) Ratio: Understanding your financial health is the first step in efficiently managing your personal finances, and your debt-to-income (DTI) ratio is a crucial indicator of this. Understanding how to compute your DTI ratio is essential whether you’re refinancing, asking for a loan, or just assessing your financial stability. This … Read more