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Medical Emergency Expenses? Here’s Your Financial Survival Guide: Medical crises may happen at any time, and if you’re not prepared, they can have a devastating financial impact in India, where healthcare expenses are growing quickly. Depending on the treatment and location, a single medical emergency might cost anywhere from ₹50,000 to ₹10 lakh or more, … Read more
PPF vs FD: Which is the Smarter Saving Option for Indians? Selecting the appropriate savings vehicle is essential in India, where millions of people place a high value on wealth accumulation and financial stability. The Public Provident Fund (PPF) and fixed deposits (FDs) are two of the most well-liked choices. Both are low-risk, bank- or … Read more
How to Set Monthly Financial Goals for Young Adults: In a constantly changing economy like India’s, young adults have distinct financial difficulties and possibilities. Achieving financial independence requires setting monthly financial objectives for everything from budgeting for dream trips or further education to managing the escalating expenses of living in metropolitan areas. For young individuals … Read more
Tax on Nifty 50 ETF: Investors in India choose the Nifty 50 ETF, which has assets of about ₹50,000 crore (2025 AMFI data) and offers a cheap, diversified method to invest in the top 50 firms, including Reliance Industries, HDFC Bank, and Infosys. Market crashes, such as a 10–20% decline in the Nifty 50 index … Read more
Nifty 50 Investment Guide: Investing in the Nifty 50, the main stock market index of the National Stock Exchange (NSE), is a potent means to increase wealth in India, where millions of people aspire to financial independence. The Nifty 50, which represents the top 50 businesses in 14 industries, ranging from HDFC Bank to Reliance … Read more
Effective Chit Fund Debt Solutions: Managing debt is a daily reality for India’s middle class, which will number over 400 million by 2025. In Tier-2 towns like Patna or cities like Delhi or Mumbai, debt may put a burden on budgets, ranging from ₹5 lakh personal loans at 15% interest to ₹1 lakh credit card … Read more
Chit Fund Saving Groups for Women: Women are the backbone of rural Indian homes, taking care of families and communities while managing limited resources. According to the 2021 Census, more than 600 million rural women, from Tamil Nadu hamlets to Uttar Pradesh villages, manage daily costs with little earnings, such as ₹2,000 for groceries, ₹1,000 … Read more
RD vs Chit Fund: Millions of Indians prioritise setting monthly financial goals, such as saving for a ₹1 lakh emergency fund, a ₹2 lakh wedding, or a ₹50,000 phone. According to economic assessments, there will be over 400 million middle-class savers by 2025, and with inflation at 5–6%, choosing the appropriate investment instrument is essential … Read more
Section 80EEB Explained: Electric cars (EVs) are becoming more and more popular in places like Delhi, Bangalore, and Mumbai as India speeds towards a greener future. Purchasing an electric vehicle or two-wheeler, such as a Tata Nexon EV or Ather 450X, is more alluring than ever because of government incentives encouraging adoption and the fact … Read more
Government Bonds for Beginners: In India, where millions of people place a high value on financial stability, government bonds stand out as a dependable and secure investment option. According to RBI data, as of 2025, there were over ₹100 lakh crore in government securities outstanding. These bonds are a reliable method to build your money … Read more